​​What is a gift of RRSPs or RRIFs?

Making a gift of RRSPs or RRIFs means that CNIB will be named as the beneficiary of your RRSPs or RRIFs upon your passing, but you’ll still enjoy the benefit of your retirement savings in life. 

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How can I make a gift of RRSPs or RRIFs to CNIB? 

Senior couple meeting with a bank advisorYou’ll need to work with your lawyer or financial advisor to make a gift of RRSPs or RRIFs, but our specialists are always here to answer any questions you may have and make that process as smooth as possible. If you don’t have a lawyer or financial advisor, we can even help you find one in your area. 

Contact us by calling us toll-free at 1-800-563-2642 or emailing legacyservices@cnib.ca​ and we’ll be happy to help. 

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Will I receive a tax receipt for my gift? 

Since your RRSP or RRIF gift will not be received by CNIB until your passing, you won’t receive a tax receipt in life. But when we receive your gift, your estate will receive a tax receipt for the value of the funds given to CNIB, which will help to offset tax owing on the funds by your estate.

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Have a question about RRSP or RRIF gifts that wasn’t answered here? For more information, please call Ruth D'Souza at 1-800-563-2642 (ext. 7006) or email legacyservices@cnib.ca​


The above information is not intended as legal or financial planning advice. When considering any planned gift, you should always consult your legal advisor, banker, financial planner or your family members.